Orthodontic treatment is an excellent investment in the overall dental, medical and psychological well-being of both children and adults. Financial concerns are often a consideration. With appropriate credit, we make financial arrangements to extend payments over a period of months or years following an initial down payment. We offer this service with no finance charge and at 0% interest.

We offer a 5% bookkeeping courtesy if payment in full is made at the start of treatment. If you have orthodontic insurance, we offer the courtesy for payment in full for the portion of the fee not covered by your insurance.

For patients who have insurance, payment plans are arranged for the remainder of the charges not covered by the insurance.


We have experienced insurance personnel to help you receive the maximum benefit your policy allows. We will verify your benefits by phone before your initial appointment. As a courtesy, we assist you in completing the forms and then submit them to the company for processing to determine the coverage. We do accept assignment on most insurance. This means the payments are made directly to us and credited to your account. If your company requires verification of continuing treatment, we send them the necessary paperwork at the appropriate time.

If your company terminates your benefits or for any other reason will not make the predetermined payments, it is important for you to understand that the responsible party listed on the orthodontic financial agreement is responsible for full payment. Fortunately, this situation rarely occurs.

Welcome to Olson & White Orthodontics, where we proudly serve the residents of O’Fallon and Florissant, Missouri with the most advanced and comprehensive orthodontic care available. Drs. Robert Olson, Richard White and their team are dedicated to staying on the cutting-edge of the latest advancements in the orthodontic field to ensure you achieve and maintain a beautiful, healthy smile for a lifetime.